Marlboro, Freehold and Manalapan real estate and homes for sale in New Jersey - Iris Silverberg - REALTOR® REALTOR® Logo
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Real Estate Tips
Closing or Settlement >The Good Faith Estimate

When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.

Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.

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Real Estate Trivia
Q 
Over what famous building is aircraft forbidden to fly at any time?

A 
No aircraft is permitted to fly over the Taj Mahal in India.
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Iris Silverberg, REALTOR®, real estate agent and broker for Marlboro, Freehold and Manalapan, New Jersey home listings, property and land for sale

Iris Silverberg
RE/MAX Central

520 Route 9
Manalapan, NJ 07726
908-816-0063
Fax: 888-818-1139
irissilverberg@NUMBER1EXPERT.com
To See "ALL" Homes TEXT IRIS1 to 87778

I've been selling Real Estate for over 23 years. As a Monmouth County resident for 30 years, and an Ocean County resident for 6 years, I know this area like the back of my hand! I specialize in the sale and purchase of homes in Marlboro, Manalapan, Old Bridge, Colts Neck, Holmdel, Howell, Freehold and Jackson. Whether it's New Construction, Luxury Homes, Resales, Single Family, Adult Communities, Townhomes, Condos, Rentals, Commercial and Land, I've got you covered. My business is built on the referrals of my long term, satisfied clients who know me for my care and responsiveness to ALL their needs!

CRS


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